Terms

Terms and Conditions

These terms explain how visitors, clients, agents, and portal users may use the Rare Legacy Life website and platform.

Effective date: May 8, 2026

Use of the Website

You may use this website to learn about life insurance, request information, submit a quote request, contact Rare Legacy Life, or apply for agent opportunities. You agree not to misuse the website, interfere with its security, or submit false information.

No Guarantee of Coverage

Submitting a quote request does not guarantee eligibility, approval, pricing, policy issuance, or coverage. Final terms depend on carrier underwriting, application details, health history, state availability, and other factors.

No Financial, Tax, or Legal Advice

Website content is educational and informational. It is not legal, tax, financial, or personalized insurance advice. You should consult qualified professionals before making major financial decisions.

Communications and Consent

By submitting forms and consent boxes, you authorize Rare Legacy Life and its advisors to contact you according to the permissions you provide. Message and data rates may apply for texts. Consent is not a condition of purchase where prohibited by law.

Account Access

Portal users are responsible for keeping credentials secure. Access may be limited, suspended, or revoked if an account is pending, inactive, misused, or no longer authorized.

Intellectual Property

Rare Legacy Life branding, designs, copy, workflows, and platform materials may not be copied, reused, or distributed without permission except as allowed by law.

Third-Party Services

The platform may rely on third-party services for hosting, authentication, email, communications, analytics, and other operations. Those services may have their own terms and policies.

Limitation of Liability

To the fullest extent allowed by law, Rare Legacy Life is not responsible for indirect, incidental, consequential, or punitive damages arising from use of the website or reliance on website content.

Updates to These Terms

We may update these Terms and Conditions as the platform evolves. Continued use of the website after updates means you accept the revised terms.

These terms are a practical starting point and should be reviewed by qualified legal counsel before production launch.